Welcoming a puppy is a big moment. Spread the cost into comfortable payments and check your options in minutes.
Nearly 30 years of helping families find their perfect companion.
Tap “See if You Pre-Qualify.” A soft credit pull shows your buying power in seconds with no impact to your credit score.
Complete one quick, secure application. No need to fill out separate forms for each provider.
Your application is routed across multiple lenders so you can choose the option that fits your budget.
Slide to your puppy’s price and view example weekly payments for our Base and Stretched plans. These are examples to help you plan — not an offer of credit or a quote.
Estimates are illustrative only and assume the full price is financed. Actual payment amounts, terms, down payment, and number of payments depend on the lender you qualify with, your application details, and the financing product offered. This calculator does not represent an application, approval, offer, or quote. See full disclosures below.
Checking your options takes only a couple of minutes and won’t affect your credit score.
LP See if You Pre-QualifyMultiple Providers · Regardless of CreditReal experiences from customers who pre-qualified and brought their puppy home.
“I was nervous about applying, but the soft check meant my credit wasn’t touched. Got an option I could actually afford and our little doodle came home that same weekend.”
“One application and I had a few choices to compare. The whole thing took maybe three minutes on my phone while I was still in the store.”
“Another place had turned me down, so I almost didn’t bother. So glad I pre-qualified here — I had an option in minutes and weekly payments fit my budget.”
“The staff walked me through everything and the estimated payment tool set my expectations perfectly. No surprises, just our new puppy in the car.”
“Loved that I could check without hurting my score. Quick, clear, and we left the same day with our Bichon. Highly recommend Pet Fair.”
“Easiest financing experience I’ve had. Filled it out once and got matched with a provider. Our kids are obsessed with the new puppy.”
No. Pre-qualification uses a soft credit pull, which does not affect your credit score. You can check your buying power and see available financing options with no impact to your credit report.
Just a few minutes. You enter your information once and see financing options across the lender network, often within minutes and typically the same day.
No. Your single application is reviewed across a network of lenders covering all credit tiers, including options designed for customers with limited or no credit history. Approval is determined by the lenders, but everyone is welcome to check their options.
Many financing services only check with one lender, so if that lender declines you, the process ends there. At Pet Fair, your one application is routed across multiple lenders in three credit tiers. If the first tier does not approve you, your application automatically continues to the next, giving you more than one opportunity to receive an option.
Pet Fair partners with a financing platform that lets you complete one quick, secure application and be matched with multiple financing providers. You start with a soft-pull pre-qualification to see your options, then choose what works best for bringing your puppy home.
The lender network spans three credit tiers: primary lenders offering traditional installment plans, near-prime lenders for customers outside prime qualification, and lease-to-own and additional options for customers who need more flexibility.
